Image of a room with sections of walls and floors cut away to show construction

Sometimes condominium unit owners are confused by what property the homeowner’s association insures and what they are supposed to insure themselves. To determine who insures what, we must look to… Read More


California Earthquake Authority logo: The Strength to Rebuild

One question keeps coming up from condominium unit owners – if my association does not carry earthquake insurance, can I? While unit owners cannot purchase insurance on the structures since… Read More


Sepia toned drawing of tow hands pointing in opposite directions

A question that has come up several times over the last few months is regarding the waiver of subrogation clause found in governing documents for most community associations. Most homeowners,… Read More


Wilted houseplant

Contest time! Last year’s April Fools edition of Coverage Corner was one of the most talked about editions of the year, so let’s do it again! My co-workers and I… Read More