What if There Was No Such Thing as Insurance? I am asked this question almost daily, “Why do we buy insurance?” I have found that the easiest way to understand why is to assume insurance did not exist. Ownership… Read More
Earthquake Insurance Deductible Dilemma Just as certain expenses are deductible on your tax return, most all insurance policies include a specific provision, specifying an amount of money deductible, by the insurance carrier, from the… Read More
Where Does the Liability for Fallen Trees Fall? How many times have we heard the question, “If an association tree falls on my car, who pays for the damage?” Ignoring thoughts of who may be around when the… Read More
Directors and Officers Insurance The question is always, “Why do we need Directors and Officers Insurance?” And the answer is, simply, because you are a board of directors. While Directors and Officers (D&O) Insurance… Read More
