Image of a room with sections of walls and floors cut away to show construction

Sometimes condominium unit owners are confused by what property the homeowner’s association insures and what they are supposed to insure themselves. To determine who insures what, we must look to… Read More


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A question that has come up several times over the last few months is regarding the waiver of subrogation clause found in governing documents for most community associations. Most homeowners,… Read More


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Jenny from Cornerstone Management asked the following question: “What is the purpose of the broker of record change? Can an insurance broker have one signed, to obtain “blocked” quotes; is… Read More


A blue car has rear-ended a red car

Last week at the CACM Northern California Law Seminar, we had a little game for those that visited the Berg Insurance Agency booth. Pick a card, answer a question, and… Read More