Clubhouse with a pool table, arcade game, stools and flat screen TV

I received a great question last week from Jenny at Cornerstone Management: “I’ve been told when an HOA requires a homeowner to provide proof of insurance, it is done to… Read More


Silhouettes of two people (male and female) looking at each other with background of decorational flowers

I am often asked what the difference is between an insurance agent and an insurance broker. As a Farmers Insurance agent, I would like to shed some light on the… Read More


Image of a room with sections of walls and floors cut away to show construction

Sometimes condominium unit owners are confused by what property the homeowner’s association insures and what they are supposed to insure themselves. To determine who insures what, we must look to… Read More