Flood Insurance It used to be that flood insurance was all run through the federal government. According to the FEMA website, the National Flood Insurance Program (NFIP) has just under 5 million… Read More
Bare Walls vs. Walls-In Sometimes condominium unit owners are confused by what property the homeowner’s association insures and what they are supposed to insure themselves. To determine who insures what, we must look to… Read More
Earthquake Insurance One question keeps coming up from condominium unit owners – if my association does not carry earthquake insurance, can I? While unit owners cannot purchase insurance on the structures since… Read More
Waiver of Subrogation A question that has come up several times over the last few months is regarding the waiver of subrogation clause found in governing documents for most community associations. Most homeowners,… Read More
