Bare Walls vs. Walls-In Sometimes condominium unit owners are confused by what property the homeowner’s association insures and what they are supposed to insure themselves. To determine who insures what, we must look to… Read More
Earthquake Insurance One question keeps coming up from condominium unit owners – if my association does not carry earthquake insurance, can I? While unit owners cannot purchase insurance on the structures since… Read More
Waiver of Subrogation A question that has come up several times over the last few months is regarding the waiver of subrogation clause found in governing documents for most community associations. Most homeowners,… Read More
Hired and Non-Owned Auto Last week at the CACM Northern California Law Seminar, we had a little game for those that visited the Berg Insurance Agency booth. Pick a card, answer a question, and… Read More
