Colorful Umbrellas

Most community associations carry enough liability insurance to meet the minimum requirements set by the Davis-Stirling Act. Some associations carry a bit more if they have an exposure such as… Read More


Business people shaking hands

There are many different ways to approach the insurance portion of managing risk for a homeowners association.  Whether you are getting a new insurance proposal for your community, or renewing… Read More


Clubhouse with a pool table, arcade game, stools and flat screen TV

I received a great question last week from Jenny at Cornerstone Management: “I’ve been told when an HOA requires a homeowner to provide proof of insurance, it is done to… Read More


Most folks know that Community Associations need to carry insurance. Many homeowners know that they also need insurance for their personal belongings and whatever portion of the unit the governing… Read More