Lit cigarette smoking on ashtray

We have all seen those TV commercials about secondhand smoke. The evil looking cloud travels from the cigarette smoker’s unit, through the air conditioning vent and into the room where… Read More


A garden hose rearing up like a snake

I don’t know about you, but doesn’t the past month all seem like one big April Fool’s joke? It is just too stressful! Let’s have a little fun with our… Read More


file folder with the word "claims" on it surrounded by colored pencils, paper clips, a stamp and graph paper

Recently, the board of one of our insured community associations posed the question: “How many property claims can be filed in a year before [the carrier] either increases the annual… Read More