Risk Management

Managers – have you ever received loss control recommendations for your communities? What do you think when you receive those reports? If you are like many managers, and board members for that matter, you think (insert eye roll here) “Uh Oh. What now?” Well, it’s time to switch your thinking! Loss control recommendations should be… Read More


An excerpt from “Watch Your Language” by Michael Berg, MBA, CIRMS, CMCA, originally published in the January/February 2019 edition of the OC View Magazine. Michael may be reached at michael@Berginsurance.com If the association’s insurance policy is written with “per CC&Rs” language, as it relates to property attached to the interior of the unit, what is… Read More


It’s that time again!  The April Fools edition of Coverage Corner!  Can you spot the claim that isn’t true?  All those submitting correct answers will be entered into a raffle for a gift card. While a couple was on vacation for a week, a burglar broke into their home and then tried to escape through… Read More


finger pointing to underground sign

By Terri Guest, CIRMS, CMCA Most condominium owners know that their homeowner’s association carries property insurance for the buildings.  Most also know that they should carry insurance for their personal property because the HOA will not insure their couch and their clothing.  But what about the other stuff?  What about the kitchen cabinets and the… Read More