Welcome to Berg Insurance Agency

Berg Insurance Agency, Inc has proudly provided Southern California residents, association managers, board members, and business owners with honest, people-first services for over 40 years.

We are active on the Education Committees of Community Associations Institute's (CAI) Orange County, San Diego, Greater Inland Empire and Los Angeles chapters to help promote the positive effects of education.

We are proud members of California Association of Community Managers (CACM), CAI Orange County Regional Chapter, CAI San Diego Chapter, CAI Inland Empire Chapter, CAI Greater Los Angeles Chapter, and CAI Bay Area Chapter, and are active on ten committess and one Board of Directors. Our very own Kimberly Lilley was named Rising Star of the Year in 2007 for her work with CAI Greater Inland Empire Chapter, and she received the President’s Award for 2008 as well as the Member of the Year for 2008 in the San Diego Chapter.

Education Corner

Earthquake Insurance Deductible Dilemma

Just as certain expenses are deductible on your tax return, most all insurance policies include a specific provision, specifying an amount of money deductible, by the insurance carrier, from the payment of a claim. Now, unlike most things in insurance and legal circles, we actually call this item wh...

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Where Does the Liability for Fallen Trees Fall?

How many times have we heard the question, “If an association tree falls on my car, who pays for the damage?” Ignoring thoughts of who may be around when the tree falls in the forest, the answer to the question is really quite simple. Certainly, the finger pointing begins the moment the first scratc...

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